We have also found it necessary for our deacons to assist certain individuals and families in matters pertaining to budgets and financial planning. The extravagance and ill-discipline of our debt-laden generation have infected well-meaning Christians who need reform in this area of life. Boards of Deacons, due to the very nature of their work, must be models of good management in temporalities, including finances. When financial assistance must be given to “bail out” a family, this should also carry with it a willingness on the part of the beneficiary to receive counsel in bringing his or her finances in line with Biblical patterns of moderation and self-control. Deacons must, of course, show great discretion in this aspect of their work, but they must still exercise their official authority in this area if they are not to become welfare agencies akin to those managed by the State.